Awarding Top Achievers – part 2

What fun.  I was able to spend a good part of a workday with General Managers who are doing a fantastic job.  Their hard work is visible in many aspects through the growth of their business.  They work for a company that has been able to maintain market share and remodel many of their units…

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Word of the week: Contrarian

Definition of contrarian: to be contrary, opposing, disagreeable, not of the norm.     I have been a “contrarian” for years.  I’ve always rooted for the underdog, cheering for the less popular to reach stardom, for the less fortunate to gain success.  When I was in my younger years I would promote songs you didn’t hear…

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Awarding Top Achievers – part 1

Tomorrow I will be speaking to a group of managers and presenting awards to those who have achieved the highest results from the previous year.  Traditionally, I would be using this time to speak about the ways these managers can improve their financial performance according to the company’s guidelines.  But the performance of last year…

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Did we see the bottom?

On March 10th I facilitated Lesson #10 of Financial Peace University, a course that teaches individuals and couples how to manage their money.  In this lesson we learn about mutual funds – their benefits and their risks.  The instructor, Dave Ramsey teaching on DVD, states a statistic that the stock market has achieved an average…

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Word of the week: Fringe

Fringe: at the edge; minor area or peripheral A study by RealtyTrac.com and published in USA Today revealed that 50% of foreclosure filings were localized in only 35 counties in the United States.  If you study the locations of these counties you will see that most of them are located on the fringe of the…

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