SoFi Joins the No FICO Zone and Brings Fairness to Lending

SoFi mortgage lending

When I say “No Debt, No Credit, No Problems”, what do you think about? NO DEBT – YEAH! I could go for that. NO CREDIT – Whaaaaaaa? You gotta have credit! NO PROBLEMS – Wait, what kind of riddle is this? Well, the times – they are a-changin’. You do NOT need to focus on…

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My Favorite Budgeting Program Gets An Upgrade: NEW YNAB

NEW YNAB features with Jesse Mecham

If you could design a budget program for yourself, what would it need? The flexibility to adjust with variable spending or an irregular income Force me to save for emergencies, home improvements, and a new car Automatically insert transaction information automatically based on the store I was in Eliminate the need to spend 30 minutes…

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File Bankruptcy or Settle Debts After Credit Cards Have Charged Them Off?

file for bankruptcy or settle credit card debt?

A reader sent in this question: “In the financial picture if you get into trouble, is it better to go chapter 7 bankruptcy or settle your debts once the credit cards have charged them off???” I would need to know more about the situation to answer such an important question. If the only financial difficulty is…

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Don’t Worry About Retirement, Be Inspired Instead – Interview with Chris Hogan

Chris Hogan, Dave Ramsey speaker, interview on Steve Stewart podcast

Special Guest, Chris Hogan Many of us fear being unprepared for retirement – and that’s because we don’t have our number. What is “our number”? My guest today is Chris Hogan, financial ROCK STAR and Dave Ramsey personality, shares how to find your number by taking the RIQ: Retire Inspired Quotient Connect with Chris on Twitter,…

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Do Credit Scores Predict the Success Of Your Romantic Relationship?

Do credit scores affect relationships

Recent studies that have linked credit scores to one’s ability to drive and to the chances of having a heart attack. The Today show featured a study that showed credit scores can predict if a relationship will last. Can this be true? Do Credit Scores Predict the Success Of Your Romantic Relationship? My guest, Professional Counselor…

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